Wallets

Build your digital walletin days, not months

Confidently track fund ownership and money movement while customer deposits sit in a single FBO account. You never have to guess who owns what funds again.

Used by developers in: Trusted by developers in:
  • Bakkt
  • Paystack
  • Yousend
  • Public Grid
  • Busha
  • Fast Track
  • Bitnomi
  • Agilize
  • Fintech Pacific
  • Rewoa

Multicurrency support

Manage wallets in two or more currencies. Fiat, crypto, and custom currencies all supported.

Build with ease

Add wallet features with flexible APIs that complement your existing stack.

Reconcile with providers

Reduce risk with your own system of record. Compare and reconcile when you suspect a drift.

Faster time to market

Move from idea to POC in less than one week. Get support that matches your speed.

Integration was seamless, and the fact that it's open-source adds flexibility. On top of that, Blnk is incredibly fast, making it a solid choice for high-performance financial systems.
USD

Elena Rossi

Balance

$40,500.80

Balance ID

**** 9934

Created

May 3, 2026

EUR

Elena Rossi

Balance

€18,240.00

Balance ID

**** 1182

Created

Jun 18, 2026

GBP

Elena Rossi

Balance

£0.00

Balance ID

**** 4410

Created

Aug 2, 2026

BTC

Elena Rossi

Balance

0.842156 BTC

Balance ID

**** 7721

Created

Sep 1, 2026

Create a wallet and link it to the customer.

Create a balance per customer and currency, and link it to their identity. Deposits, holds, and withdrawals post against that wallet.

const response = await blnk.Transactions.create({  precise_amount: 4050080,  precision: 100,  currency: 'USD',  source: '@WorldUSD_Stripe',  destination: 'bln_elena_usd',  reference: 'ref_dep_stripe_01',  description: 'Wallet deposit',  inflight: true,  allow_overdraft: true,  meta_data: {    rail: 'stripe',    origin: 'wallet_deposit'  },});if (checksComplete) {  await blnk.Transactions.updateStatus(    response.data.transaction_id,    { status: 'commit' },  );} else {  await blnk.Transactions.updateStatus(    response.data.transaction_id,    { status: 'void' },  );}

Easily manage money-in and money-out per wallet.

Double-entry helps you tag incoming funds, outgoing payouts, and internal transfers between wallets. Blnk keeps the record cleanly for reference and audits.

Your ledger keeps the truth. Your rails move the money.

Let your rails keep doing what they do best: move money. Handle everything else in your ledger; full control, clean books.

Manage wallet operations from your backoffice.

Blnk Cloud gives ops and support a UI for balances, transactions, and ledger health. Search a wallet, trace money movement, and resolve issues without one-off scripts.

Create your Cloud account

Sign up to Blnk Cloud, deploy a sandbox, and start building in minutes.

Create your account